Financial Strategies For When You Have Too Much Month At The End Of Your Money!
Thank you for your interest in reading Financial Karma. This book is based on years of personal work and research and was created as an alternative to traditional budgeting techniques that don't work for many of us. What makes Financial Karma unique is that the book focuses on why you spend instead of how much you spend. That means you won't be asked to track your expenses and you won't have to guess at how much you spend on every little thing. Instead you'll be looking at how your financial actions, beliefs, and results have evolved over your lifetime... and how you can change them for the future.
The main goal was to provide a tool that helps you help yourself. I don't want you to be dependent on me, my beliefs, or my advice. But I do want you to see what I see as a financial professional and that's exactly how I wrote the book. Think of it as a way to help you connect all your financial dots.

As a result of reading Financial Karma, you'll create personal money management techniques that fit into the way you experience life. Financial Karma will help you integrate what's important to you into your financial life. You can use it to get out of your financial rut, paycheck-to-paycheck lifestyle, or as a tool to rediscover what's important to you about money. This is a much deeper tool designed to help you truly understand the impact your financial actions can and are having on you.
Financial Karma is absolutely free. You can even download a free pdf version if you prefer to print it and read it that way.
As part of the free reading process, we hope you will consider helping us make a difference by answering a few survey questions. The main goal of the survey is to help us be accountable and measuable. You absolutely do not have to provide any information that you are not comfortable with and as part of our privacy policy, your personal information will not be sold to third parties. The research will be analyzed and anonymously made available to the financial and social sciences communities in an effort to better understand money management thoughts, behaviors, and trends. It will take less than 5 minutes to complete and can be a starting point for some good financial karma.
To get started, fill-out the simple contact form below. Once you submit that form, you'll be sent directly to the Financial Karma Table of Contents. From there you can start reading Financial Karma online or print a copy of the book.
Please don't forget to visit our Research Center. We need your help and you can build some positive financial karma by answering a few survey questions.
And after reading the book, please consider helping us keep it free by making a Donation. Thank you.
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